Making the Personal Choice Budget (PKB) more flexible

Making the Personal Choice Budget (PKB) more flexible

Making the Personal Choice Budget (PKB) more flexible

Sep 12, 2025

The Personal Choice Budget (PKB) is a great way to align benefits with what employees actually want. But in practice, it’s often hard to make this budget truly flexible and relevant. In this report, we show how to set up the PKB with practical fixes, examples and concrete tips.

In this guide:

  • What the PKB is plus why it’s worth rethinking

  • The biggest challenges in driving PKB usage

  • How to use other sources like holiday leave and allowance

  • Tips & tricks to make the PKB more flexible

  • Examples from other employers